Xapo Bank

Xapo Bank is a fully regulated private bank headquartered in Gibraltar, licensed by the Gibraltar Financial Services Commission as a virtual asset currency provider. It offers members both USD and Bitcoin accounts within a single platform, combining traditional private banking services — including interest-bearing accounts, a global debit card, Bitcoin-backed loans, and international transfers — with crypto-native tools. Founded on the mission to protect and grow wealth in the Bitcoin era, it serves a global clientele (excluding the U.S.).