Laka

Laka is a London-based InsurTech company offering collective, community-driven bicycle and green mobility insurance for cyclists across the UK and nine EU markets. Its model replaces fixed upfront premiums with monthly contributions based on the collective's actual claims, covering theft, accidental damage, loss, and third-party liability for bikes, e-bikes, and e-scooters. Customers benefit from no depreciation, no excess on bike claims, and a digitally managed claims process handled by a team of cyclists.