PayJoy

PayJoy

San Francisco, CA, USA
1791 employees
Fintech
Series C · $573M

About PayJoy

PayJoy is a fintech company headquartered in San Francisco that provides smartphone-enabled consumer financing and credit products to underserved populations in emerging markets across Latin America, Africa, and Asia. Its proprietary lock technology uses smartphones as collateral, enabling first-time borrowers without formal credit histories to access installment credit and build financial stability. The company serves over 18 million customers across a dozen countries including Mexico, Brazil, South Africa, and the Philippines.

Company details

Team Size1791
LocationSan Francisco, CA, USA
IndustryFintech

Funding

Total raised

$573M

Last stage

Series C

Investors

WWarburg Pincus
Union Square Ventures
Greylock
Citi Ventures
NNeuberger Berman

Founders

Doug Ricket

Doug Ricket

Co-founder and CEO of PayJoy. Previously helped take Google Maps global and built distribution networks for solar products in West Africa. Holds an MBA from Stanford GSB and a Masters of Engineering from MIT.

LinkedIn
Gib Lopez

Gib Lopez

Co-founder and COO of PayJoy. Previously worked at Google alongside Doug Ricket before co-founding PayJoy in 2015.

LinkedIn
MH

Mark Heynen

Co-founder and Chief Business Officer at PayJoy.

What happens next.

No applications, no recruiter spam. Just the intro.

01

Confirm the fit

A few questions to make sure this role is the right shape for you. Two minutes.

02

I pitch you to the company

I write the intro, send it to the founder, and handle the back-and-forth.

03

A meeting lands on your calendar

If they’re a yes, I book the chat. You show up — that’s the whole job-hunt.