Senior Product Manager - Core Issuing Infrastructure

requirements Build Flexible Account Hierarchy and Program Modeling Evolve Lithic's account hierarchy model to support diverse program structures — corporate hierarchies, spend controls by entity, multi-level card programs Enable customers to model complex issuing relationships: parent/child accounts, cost centers, team-level card programs, and cardholder-level controls Ensure the API surface is composable and expressive enough to handle both simple and sophisticated program architectures Define KYC/KYB Onboarding as a Product Own the cardholder and business onboarding experience — from API-driven identity verification to manual review workflows Partner with Compliance and Risk to ensure onboarding flows meet BSA/AML, OFAC, and sponsor bank

requirements without creating unnecessary friction Evaluate and manage third-party KYC/KYB vendor integrations, defining when to use Lithic-native decisioning vs. partner solutions Drive improvement in onboarding conversion rates while maintaining compliance standards Champion the Developer and Operator Develop deep understanding of the needs of both technical integrators (developers building on the Lithic API) and program operators managing live card programs Conduct customer research, shadow onboarding calls, analyze API usage patterns, and review support escalations to inform design decisions Balance product simplicity for new integrations with the expressiveness required by sophisticated enterprise customers What You Bring Must Have 7+ years of product management experience: In fintech or financial services, with a strong track record of shipping operational tooling or B2B infrastructure products Issuing or payments infrastructure experience : Proven track record building card issuing, payment processing, or adjacent financial infrastructure products Technical fluency : Strong understanding of APIs, data flows, and system integration. Comfortable partnering with engineering teams on complex implementations involving rule engines, workflow automation, and third-party integrations Metrics-driven mindset : Track record of defining and improving issuing metrics like activation rates, tokenization success, onboarding conversion, and API uptime Cross-functional collaboration : Experience working effectively with operations, compliance, risk, and engineering teams in complex, matrixed organizations

Nice to Have Experience working for fintech or payment platforms Experience through education or work as an engineer Experience with Visa or Mastercard issuing rules, BIN sponsorship, and principal membership programs Working familiarity with network token lifecycle (provisioning, replenishment, suspension), digital wallet integrations, and how tokenization intersects with authorization Experience owning or contributing to identity verification flows, understanding compliance

requirements, and working with vendors like Alloy, Persona, or Socure SQL proficiency or data analysis experience Salary Range The annual US salary range for this role is $148,000 - $190,000 plus equity. This salary range may be inclusive of several career levels at Lithic and will be narrowed during the interview process based on the candidate’s experience and

qualifications. Candidates must be located in the United States, Canada, Netherlands, Poland, or Czech Republic. We do not offer visa sponsorship or assistance.

Benefits for Full-Time US Employees: Unlimited PTO 12-weeks fully paid parental leave 4-Week Fully Paid Sabbatical (earned at your 5-year anniversary) Work From Anywhere: work from anywhere in the world 4-weeks each year 3% cashback on card purchases with your complimentary Privacy.com employee account Health, vision, and dental insurance; HSA Contribution Match 401(k) match Voluntary Life Insurance and STD/LTD NYC-based employees work from our SoHo office three days a week. Tuesdays and Thursdays are our core days, and you'll choose a third day that works for your schedule and team needs. In-office employees receive: Commuter benefit Catered lunch every Tuesday and Thursday

A meeting lands on your calendar

If they’re a yes, I book the chat. You show up — that’s the whole job-hunt.