B2B Portfolio Risk Manager

Do you want to take the first step in making Filipinos’ lives better everyday? Here in GCash we want to stay at the forefront of the FinTech industry by creating innovative, meaningful, and convenient financial solutions for the nation! G ka ba? Join the G Nation today! OVERALL DUTIES AND

RESPONSIBILITIES Does (The tasks /

responsibilities that

the role performs to address

requirements in Key Result Areas) Perform credit risk management functions on commercial lending portfolios Lead and develop a group of B2B portfolio risk analysts Recommend policy changes to address commercial lending portfolio deterioration Track performance against benchmark and measure impact of implemented strategies Identify shifts in market/merchant behavior to create growth opportunities Displays (The Knowledge, Skills, and Behaviors indicating how tasks /

responsibilities will be performed) Knowledge of credit risk principles and data analytics to influence data driven decisions in managing portfolio quality SQL and data management skills should be helpful in ensuring efficiency in tasks and in assisting other teams Knowledge on financing policies and regulations. Delivers (specific outputs / tangible results produced by

the role; resources responsible for) Identify potential issues in the portfolio and engage necessary parties to minimize impact Recommend strategies/actions to support business goals while ensuring portfolio quality is maintained Generate credit risk related reports to monitor portfolio quality Perform adhoc analysis as required KEY RESULT AREAS & PERFORMANCE INDICATORS Customer (How does

the role ensure internal/external customer satisfaction?) Internal Customers: Role ensures that business goals are met by increasing good receivables and maintaining profitability. Balancing risk and reward ensures that business growth is sustainable and is aligned with providing financial services to all markets. External Customers: Data driven approach helps in identifying the right product (right pricing, right loan amount, right construct) for various market segments to help customers in addressing their financial needs. Financial (How does

the role contribute to the company’s bottomline?) By making sure that financial losses are kept within budget and growth opportunities are maximized, financials of the products should be kept at a healthy state. Process (How does

the role contribute to improvement of internal processes and increase efficiency?) Knowledge of coding and handling large amounts of data contributes to minimizing having manual approaches and having processes that can keep up with business demands. People (How does

the role contribute to organization culture and self-learning and growth?)

The role will have multiple exposure to various teams within the lending space and the overall GCash environment. Working on lending strategy will be in close coordination with product teams, operations, credit analytics, and the leadership team. This presents a wide learning opportunity to expand knowledge beyond credit risk and appreciate how the business runs as a whole. What We Offer Opportunity for career growth and development in the #1 FinTech company in the country Working with a dynamic and highly collaborative team who want to change the game A company that values their people with highly competitive and flexible

compensation and

benefits package is the #1 Finance App in the Philippines. Through the GCash App, 81M registered users can easily purchase prepaid airtime; purchase from over 6M partner merchants and social sellers; send and receive money anywhere in the Philippines, even to other bank accounts; pay bills at over 1,800 partner billers nationwide; and get access to savings, credit, loans, insurance and investments, and so much more, all at the convenience of their smartphones. GCash is a wholly-owned subsidiary of Mynt (Globe Fintech Innovations, Inc.) since 2015. Mynt, Inc. is the parent company of GCash, the Philippines’ #1 finance superapp, advancing financial inclusion through ‘Finance for All’. G-Xchange, Inc. (GXI) is the payments company for GCash. GXI is a BSP-licensed e-money issuer responsible for the digital payments and electronic money activities in the GCash app. Fuse Financing, Inc. is the financing company for GCash. Fuse provides eligible users with access to fair and digitally-enabled credit products and solutions. Ryse, Inc. broadens access to investments that are easy to use and understand, supporting wealth-building for Filipinos at different stages of their financial journey. BlockG Virtual Assets, Inc. supports responsible participation in digital assets, helping build trust and long-term confidence in the continuously evolving digital landscape.