Job Application for Junior Financial Analyst at Perpay - Career's Page Junior Financial Analyst Philadelphia, Pennsylvania, United States Apply
About Us: Perpay is a certified B Corp and Philadelphia’s most impactful growth-stage startup. We are driven by a mission to significantly improve the financial stability of everyday Americans. For the past decade, we have established strong product-market fit and a profitable, efficient operating model across a suite of products, positioning Perpay as the premier financial partner for consumers with subprime credit. With over 500,000 customers who have utilized more than $1 billion in spending power, we are at a pivotal moment. We are scaling our operations, building new offerings, and deepening our impact. We are looking for teammates eager to join us on this journey. Our venture partners include First Round Capital and L Catterton. Products we’ve built to make an impact: Perpay Marketplace: Combines interest-free payments and modern e-commerce to reduce cost of ownership and promote healthy repayment behavior. Perpay+: Leverages Marketplace repayment history to help members monitor and build credit with all 3 credit bureaus. Perpay Credit Card: Expands access to the flexibility and
benefits of a World Mastercard by removing common barriers like high security deposits and low approval odds. Our team thrives on in-person collaboration, operating from our unique center-city Philadelphia office. This comfortable "home away from home" space offers river views and fosters rapid product development, strong relationships, and career growth. The energy from achieving big wins is palpable here. While we primarily work in the office, we offer sensible flexibility for personal needs, such as sick children or urgent errands, and coordinate official remote weeks around major holidays. If you are passionate about a meaningful mission, collaboration, equity, and generous
perks, Perpay is the best place to be in Philadelphia right now.
About
the Role: We are seeking an accountable, motivated, and detail-oriented Junior Financial Analyst to join Perpay’s Finance & Accounting Team. The ideal candidate will be responsible for analyzing business trends, preparing financial models, maintaining the general ledger, and providing insights to support our strategic financial decisions. This role requires strong quantitative skills along with the ability to distill complex information and communicate it effectively. As a key contributor to this team, you will work closely with our Accounting and Analytics functions to strategize and report on various business initiatives, metrics, and ad hoc projects. Our greatest strength is our people and we’d love for you to be one of them!
Responsibilities: Provide support in the financial modeling of our existing operations and key initiatives Own and drive various strategic ad hoc projects and analyses while partnering closely with Analytics, Risk, Marketing, and Operations Assist in maintaining the general ledger and preparation of the financial statements Own and champion process improvement efforts to streamline financial planning and budget management procedures to drive efficiency and accuracy What You’ll Bring: Bachelor’s or Master’s degree in Finance, Economics, or a related field having graduated in 2024, 2025, or graduating in 2026 Excel proficiency (e.g. core functions & formatting, lookup & analysis tools, pivot tables) Strong analytical skills and attention to detail A winning mentality and willingness to go the extra step to get the job done right Growth mindset - looking to continuously learn and develop Hey, we know not everybody checks all the boxes, so if you’re interested, please apply because you could be just what we’re looking for! What We’ll Bring to Full-time Team Members: Meaningful
compensation and equity Premium medical
benefits (fully paid base plan, and very reasonable premium for the buy-up option) 4% employer 401k match Unlimited PTO policy Remote weeks around major holidays + extra holiday on weekends like MDW and LDW High quality catered lunch by local chefs, 4 days / week Gym subsidy Paid cell phone + plan Student loan repayment program Relocation assistance Generous team member discounts This is not a remote opportunity; it is 100% onsite (#LI-Onsite) (#LI-TH1) (#LI-AK1) Perpay is proud to be an equal opportunity employer. We value diversity in all its forms and are committed to creating an inclusive environment. We do not discriminate on the basis of race, religion, color, national origin, gender identity, sexual orientation, sex (including pregnancy), marital status, political affiliation, age, veteran status, disability status or other non-merit factor. Please contact us at [email protected] to request accommodation. Apply for this job * indicates a required field First Name * Last Name * Email * Phone Country * Phone * Resume/CV * Attach Attach Dropbox Google Drive Enter manually Enter manually Accepted file types: pdf, doc, docx, txt, rtf Cover Letter Attach Attach Dropbox Google Drive Enter manually Enter manually Accepted file types: pdf, doc, docx, txt, rtf Education School * Select... Degree * Select... Discipline * Select... End date month * Select... End date year * Add another How did you hear
about us? * Select... Who referred you? Please only answer if you selected ‘Referral’ above What excites you about this opportunity? * LinkedIn Profile Will you now or in the future require sponsorship for employment visa status? * Select... Are you legally authorized to work in the United States on a full-time basis? * Select... I understand this is an in-person role in Philadelphia, PA. * Select... Are you currently pursuing a graduate degree? * Select... When are you expecting to graduate with your graduate degree? * Select... Submit application Powered by Greenhouse
Mid-Level Software Engineer
Senior Software Engineer, Backend
Software Engineering Internship, 2026
Senior Software Engineer, Frontend
Associate Product Designer
Salary
$60,000 - $95,000
Location
Philadelphia, Pennsylvania, United States
Last stage
Series A
Investors
Anthony C. DiMarco
Co-Owner
David Hayne
Co-Founder & Board Member
Keith Angell
Co-Founder, CFO & President
No applications, no recruiter spam. Just the intro.
A few questions to make sure this role is the right shape for you. Two minutes.
I write the intro, send it to the founder, and handle the back-and-forth.
If they’re a yes, I book the chat. You show up — that’s the whole job-hunt.