AVP - Ratings (Covered Bonds)
About the role
At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody’s is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we’re advancing AI to move from insight to action—enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence. If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity. Skills and Competencies Strong credit and analytical skills, with the ability to evaluate covered bond issuers, collateral pools, legal frameworks, transaction structures and financial data Ability to formulate, communicate and defend well-supported credit opinions in rating committees and with internal and external stakeholders Knowledge of covered bonds, structured finance, banking or fixed-income markets; relevant rating agency, credit or securitisation experience is preferred Strong quantitative and data-analysis capabilities, including Excel skills. Experience with SQL or similar data tools and proficiency in Python/ R programming would be an advantage Advanced knowledge, formal training, or practical experience in econometrics, machine learning, and large-scale data analysis would be advantageous Demonstrated ability to adopt and apply AI, digital and emerging technologies to improve analytical workflows, research, data analysis and operational efficiency as advantage Strong written and verbal communication, strong attention to detail and the ability to manage multiple priorities in a deadline-driven environment Collaborative and proactive mindset, with the ability to work independently and across teams and regions Fluency in English and German required. Fluency in other European languages, in particular Dutch, an advantage Education A master’s degree or MBA in finance, economics, econometrics, statistics, applied mathematics, financial engineering, accounting, law or another relevant quantitative or analytical field would be a plus