Associate Director, Insurance Product Innovation & Emerging Solutions

requirements Incentive Platform & Product Partnerships Build design and execution of the member incentives platform (rewards, engagement programs, and vendor partnerships) Define and innovate the program structure, eligibility, and value proposition in consideration of member engagement and retention goals Partner with other teams and external vendors to provide scalable, compliant incentive solutions Support ongoing refinement post-launch of incentive platform and partnership models, based on data-driven insights to promote membership engagement Cross-Functional Leadership Be the senior connector across actuarial, network, market leadership, compliance, regulatory, finance, and growth teams Promote agreement, ensuring decision-making and execution Manage dependencies, timelines, and trade-offs alongside peers to ensure execution and delivery of results Influence strategic decisions across a matrixed organization without direct authority Lead complex programs spanning multiple markets, partners, and products Influence decisions and guide progress across a matrixed organization Analyze results and provide recommendations to improve product performance or scaling of geographies, based on data-driven insights Provide leadership oversight for direct report(s), including coaching, conducting frequent meetings, direction. Compliance with all applicable laws and regulations Other duties as assigned

Requirements: Bachelor's degree 8+ years of experience in health insurance, product strategy, ACA marketplace, or small group product fields Experience leading a team without authority and building/developing processes that lead to improved speed to market Experience supporting or managing product lifecycle execution, including design and launch Experience working in a matrixed environment Experience managing complex programs (e.g., growth, product innovation) with multiple matrixed partners Willingness to travel up to 25% of the time.

Bonus points: MBA, MHA, or other advanced degree Experience with ACA marketplace and Small Group products, EHB

requirements, and multiple state/federal regulatory guidance Experience with incentives, rewards, or member engagement platforms Exposure to QHP product filing efforts (e.g., PBT, SBC, SOB, and SERFF) Experience working with external vendors and cross-collaborative hybrid partners Familiarity with product innovation, pilot programs, or new product development programs This is an authentic Oscar Health job opportunity. Learn more about how you can safeguard yourself from recruitment fraud here . At Oscar, being an Equal Opportunity Employer means more than upholding discrimination-free hiring practices. It means that we cultivate an environment where people can be their most authentic selves and find both belonging and support. We're on a mission to change health care -- an experience made whole by our unique backgrounds and perspectives. Pay Transparency: Final offer amounts, within the base pay set forth above, are determined by factors including your relevant skills, education, and experience. Full-time employees are eligible for

benefits including: medical, dental, and vision

benefits, 11 paid holidays, paid sick time, paid parental leave, 401(k) plan participation, life and disability insurance, and paid wellness time and reimbursements. Artificial Intelligence (AI): Our AI Guidelines outline the acceptable use of artificial intelligence for candidates and detail how we use AI to support our recruiting efforts. Reasonable Accommodation: Oscar applicants are considered solely based on their

qualifications, without regard to applicant’s disability or need for accommodation. Any Oscar applicant who requires reasonable accommodations during the application process should contact the Oscar

Benefits Team ([email protected]) to make the need for an accommodation known. California Residents: For information about our collection, use, and disclosure of applicants’ personal information as well as applicants’ rights over their personal information, please see our Privacy Policy .

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