Chief Compliance Officer (FINRA Broker Dealer or SEC RIA)

requirements while moving at startup speed. Regulatory compliance program — Serve as CCO of either Frec's broker-dealer or its RIA, maintaining and evolving written supervisory procedures (WSPs) and compliance manuals to reflect current regulations and business practices. Regulatory relationships — Act as a primary liaison with FINRA, the SEC, and state regulators for your entity; manage exams, inquiries, and filings, and ensure timely, accurate responses. Supervision & surveillance — Design and oversee supervisory and surveillance systems across trading, communications, and account activity, ensuring escalations are identified and resolved promptly. Account opening & KYC/AML — Own the compliance framework for account opening, KYC, and AML/BSA programs, including suspicious activity monitoring and reporting. Marketing & communications review — Review marketing materials, advertising, and customer communications for regulatory compliance, coordinating with the other CCO where materials touch both entities. Policy development — Draft and maintain compliance policies as Frec launches new products and features, partnering with Product and Engineering early in the development process. Training & culture — Build and lead compliance training programs for your entity, fostering a culture of compliance across the organization. Regulatory filings & audits — Oversee required regulatory filings and support annual audits, exams, and financial reporting for your entity. Risk assessment — Conduct ongoing risk assessments across the business and recommend controls to mitigate emerging risks. Beyond core compliance

responsibilities, you'll also: Partner closely with Frec's other CCO to ensure consistent standards and clean handoffs between the broker-dealer and RIA compliance programs. Partner cross-functionally with Operations, Legal, Product, and Engineering as a subject-matter expert on regulatory matters. Help build the compliance infrastructure and technology needed to scale a compliance function without scaling headcount linearly. Contribute to strategic decisions as a member of the senior leadership team. What You Bring Active FINRA Series 7 and Series 24 licenses required for BD Significant experience working with both or either Registered Investment Advisors (RIAs) or Broker-Dealers (BDs), with a deep understanding of the regulatory frameworks governing each A track record of building and scaling compliance programs, ideally at a technology-driven or fintech firm Prior experience serving as a CCO, or in senior compliance leadership, at a broker-dealer and/or RIA A Juris Doctorate (JD) or other advanced degree preferred Strong working knowledge of FINRA, SEC, and state regulatory

requirements Excellent written and verbal communication skills, with the ability to work cross-functionally across compliance, operations, legal, product, and engineering Comfort partnering closely with a fellow senior compliance leader to divide ownership and keep both entities' compliance programs aligned Comfort with the ambiguity and pace of an early-stage company — you're happy to build programs and processes that don't have a playbook yet Location This role is ideally based in San Francisco or New York. Exceptional remote candidates are encouraged to apply.

Compensation ranges are based on our San Francisco and New York markets and may vary for candidates in other locations. What We Offer Base salary of $180,000–$260,000, determined by experience, skills,

qualifications, and location Meaningful equity: we want you to own a piece of what you're building Fully paid health, vision, and dental insurance 401(k) Monthly wellness allowance for physical and mental health Flexible PTO Catered lunch every day in our SF and NYC offices

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