Ratings Associate, Structured Finance

At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody’s is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we’re advancing AI to move from insight to action—enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence. If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity. Skills and Competencies Ability to adapt to a changing environment and prioritize tasks accordingly Some understanding of fixed income markets and/or credit knowledge is preferred Proficiency in MS Excel, Word, and PowerPoint Fluency in Japanese and professional working proficiency in English Good communication skills Ability to work effectively and collaboratively in a team Strong organizational skills, attention to detail and sense of priorities Education University degree (e.g. Bachelor’s Degree, or equivalent

qualifications) with one year of relevant work experience. Finance, economics, business, mathematics, actuarial studies, or statistics background is preferred. Recent graduates with relevant internship experience are welcome to apply.

Responsibilities Portfolio Management & Credit Quality: Perform day-to-day credit analysis, including reviewing financial data, and writing analytical commentary. Assist with proprietary models and develop a working knowledge of credit fundamentals and Moody’s methodologies Research, Investor Outreach & Market Interaction: Contribute to core research drafts, attend investor briefings and issuer meetings, and build positive relationships with issuers by understanding their business and responding to inquiries Credit Administration: Operate ratings and research systems, apply Moody’s processes and best practices, and ensure compliance with laws and policies Coaching & Guidance: Provide guidance to the data processing team, manage workload pipeline, and offer feedback to the manager on work quality and accuracy Risk Identification and Escalation: Ensure compliance with laws and policies, increase awareness of cyber risks, and maintain high-quality work standards Description The Ratings Research Support team supports the fundamental ratings business of Ratings & Research. What makes us a happy team? Opportunity to communicate with stakeholders from various backgrounds such as issuers, investors and industry experts; opportunities to learn and ability to broaden our horizons. We take corporate social responsibility very seriously. As such we have a number of volunteer programs that will help you make a true difference in your community and society. What makes us an attractive employer? In addition to being part of an intellectually stimulating environment, where your views and opinions matter, we provide competitive