Senior Risk Strategist - Fraud

requirements Lead cross-functional efforts with Product, Engineering, and Operations to design and implement scalable risk solutions Serve as a domain expert across fraud types, proactively identifying gaps and driving systemic improvements across fraud programs Define and track metrics that measure both risk effectiveness and customer impact Take initiative without waiting to be directed – identify problems, build the case, and push work across the finish line Some things that might make you successful in a role like this: 6+ years of experience in an analytical role, including 4+ years in fraud detection and strategy – consumer fintech experience strongly preferred Proven ability to design and execute fraud strategies across multiple payment rails and fraud types (ACH, checks, RTP, onboarding, ATO, friendly fraud) Hands-on experience contributing to consumer / personal banking fraud programs, including familiarity with consumer-specific fraud patterns and regulatory context Skilled in customer risk scoring/modeling and process automation Strong SQL proficiency and ability to translate data into actionable strategy Track record of balancing risk, compliance, and customer experience in cross-functional settings Excellent communication skills to simplify complex risk concepts into clear recommendations Proven ability to operate in ambiguity and make high-quality decisions with imperfect information Highly self-motivated with a strong work ethic Curious, growth-oriented, and motivated to work on fraud problems at all lifecycle stages (new product launches, scaling, and legacy optimization) The total rewards package at Mercury includes base salary, equity, and

benefits. Our salary and equity ranges are highly competitive within the SaaS and fintech industry and are updated regularly using the most reliable

compensation survey data for our industry. New hire offers are made based on a candidate’s experience, expertise, geographic location, and internal pay equity relative to peers. Our target new hire base salary ranges for this role are the following: US employees (any location): $200,700 - $250,900 Canadian employees (any location): CAD $189,700 - $237,100 Mercury values diversity & belonging and is proud to be an Equal Employment Opportunity employer. All individuals seeking employment at Mercury are considered without regard to race, color, religion, national origin, age, sex, marital status, ancestry, physical or mental disability, veteran status, gender identity, sexual orientation, or any other legally protected characteristic. We are committed to providing reasonable accommodations throughout the recruitment process for applicants with disabilities or special needs. If you need assistance, or an accommodation, please let your recruiter know once you are contacted about a role. #LI-MZ1

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