About the role
Catastrophe Modeler | Lemonade Careers Open Menu Renters Homeowners Car Pet Life Giveback Close Menu Renters Homeowners Car Pet Life Giveback All Positions > Actuarial > Catastrophe Modeler Catastrophe Modeler Remote, United States | Actuarial | Full-time Not your everyday company Lemonade completely reinvented how insurance works. As a customer-centric tech company, we created an insurance experience that is smart, instant, and delightful. At Lemonade, you’ll be working with a group of like-minded makers, who get a kick out of moving fast and delivering great products. We surround ourselves with some of the smartest, most motivated, creative people who are filled with positive energy and good karma. Unlike most publicly traded companies, we’re nimble and efficient. We take pride in the fact that we still think and operate like a startup. We don’t care much about titles and hierarchy and instead focus on innovation, bold moves, and challenging the status quo. We’re built as a lean, data-driven organization that relies on a common understating of objectives and goals to provide teams with autonomy and ownership. We don’t like spending our days in meetings and we skip committees altogether. At Lemonade, there’s no such thing as going over someone’s head. We have zero tolerance for bureaucracy, office politics, and lean-back personalities. As a Public Benefit Corporation and a certified B-Corp, we deliver environmental and social impact using our products and tech. Through our Giveback program, we partner with organizations such as the ACLU, New Story, The Humane Society, Malala Fund, American Red Cross, 360.org, charity: water, and dozens of others, and have donated millions towards reforestation, education, animal rights, LGBTQ+ causes, access to water, and more. Awarded ‘best workplace’ Best Workplace and Best-Led Company by Inc. Magazine “World Changing” by Fast Company Recognized as a World Changing Idea by Fast Company Magazine Ranked #1 Home insurance in America Won best renters and homeowners insurance in America by US News, and others Best Pet Insurance in America Rated “Best Overall Pet Insurance” by Better Homes & Gardens Rated 4.9 ⭐ on the App Store Among the highest rated apps of all time What you’re applying for We are looking for a skilled Catastrophe Modeler who is eager to revolutionize home insurance with us. Joining our Insurance and Data Science teams, you will be critical in modernizing our pricing discipline across every facet of Lemonade—from distribution and underwriting to claims, compliance, and finance. Your work will directly ensure fairness and accuracy in our pricing, leveraging complex data and data science to optimize the customer experience. This role is essential for our continued product expansion into new states and scaling our profitable growth. We believe three things matter for every role at Lemonade: drive to push through challenges, efficiency that keeps standards high while moving fast, and adaptability that lets you pivot with data and AI insights. These aren't buzzwords, they're how we actually work. Our AI-first approach isn't just a tagline either. We're building the future of insurance with AI at the center, and we need people who are genuinely excited to learn and grow alongside these tools. In this role you'll Own Catastrophe (CAT) pricing strategy, leveraging complex data to deliver state-specific recommendations Lead the development and integration of cutting-edge predictive modeling projects in close partnership with the Insurance and Data Science teams Craft comprehensive rate filing support for new machine learning models to ensure compliance and adoption Recommend proactive pricing and underwriting actions based on robust CAT models and analytics Build a deep knowledge base of competitor rating strategies and the overall competitive landscape Develop the rates and pricing strategy for product expansions in new states Assist in the design and development of internal pricing software to support real-time decision making and scalable growth Coach and mentor analysts, elevating the technical capabilities of
