Lead, Treasury Policy & Procedures

The role ensures Treasury activities are supported by robust governance, clear documentation and well-defined operating processes that meet regulatory expectations while enabling product innovation. Working closely with Product, Finance, Risk, Compliance, Legal and Operations,

the role provides Treasury leadership throughout the product development lifecycle to ensure new products and changes are operationally sound, appropriately governed and accurately reflected within Treasury’s control framework. This is a highly collaborative role requiring the ability to influence senior stakeholders across the business and drive high-quality outcomes without direct authority. Your

responsibilities will include: Treasury Policy & Governance Own the Treasury policy framework, ensuring policies remain current, effective and aligned with the business strategy and regulatory expectations. Develop, maintain and periodically review Treasury policies, standards, procedures and governance documentation. Ensure Treasury controls are appropriately documented and embedded within operational processes. Coordinate policy approvals through relevant governance committees. Maintain a structured policy review programme and oversee remediation of policy gaps. Flow of Funds Ownership Lead the design, preparation and maintenance of end-to-end Flow of Funds documentation for all products, payment journeys and legal entities. Produce clear, accurate and comprehensive Flow of Funds diagrams and supporting documentation. Ensure documentation accurately reflects operational processes, safeguarding arrangements, funding structures, settlement flows and Treasury

responsibilities. Maintain documentation throughout the product lifecycle, ensuring it remains current as products evolve. Act as the Treasury subject matter expert for Flow of Funds during internal governance, audits and regulatory reviews. Product Partnership Partner with Product Managers from concept through launch to ensure Treasury

requirements are incorporated into product design. Challenge and influence product designs to ensure they are operationally efficient, scalable and compliant with Treasury policies. Translate complex product designs into clear Treasury operating models and Flow of Funds documentation. Represent Treasury within product governance forums and change initiatives. Stakeholder Management Build strong relationships across Product, Finance, Risk, Compliance, Operations, Legal and Engineering. Influence senior stakeholders to adopt robust governance and documentation standards. Provide Treasury expertise on new business initiatives, acquisitions and strategic projects. Coordinate cross-functional reviews to ensure documentation reflects end-to-end business processes. Continuous Improvement Establish documentation standards and best practice across Treasury. Identify opportunities to simplify processes and improve governance. Drive consistency across products, countries and legal entities. Support regulatory reviews, internal audit and external audit requests relating to Treasury governance. WHAT WE ARE LOOKING FOR: Significant Treasury experience within a fintech, digital bank or retail banking environment. Strong understanding of payment flows, safeguarding, liquidity management and Treasury operations. Experience developing Treasury policies, governance frameworks or operational procedures. Demonstrable experience producing and maintaining Flow of Funds documentation. Excellent stakeholder management skills with the ability to influence Product Managers and senior business leaders without direct authority. Strong written communication skills with the ability to simplify complex processes into clear documentation. Proven ability to manage multiple concurrent initiatives within a fast-paced environment. Experience supporting new product launches within a regulated financial services business. Understanding of payment schemes, acquiring, issuing, lending and customer funds. Knowledge of FCA or equivalent regulatory expectations relating to Treasury governance and safeguarding. Experience working with international or multi-entity Treasury structures. WHAT YOU’LL GET IN RETURN: Competitive

Compensation - competitive salary and share options Time Off – Generous annual leave on top of bank holidays. Parental Leave – Paid maternity, paternity, and adoption leave to support your family journey Sabbatical – Extended unpaid and paid leave options after completing milestone years with Tide Access to salary sacrifice

benefits – like Nursery (could save up to 47% on fees!) and Cycle to Work discounts Health Insurance – Comprehensive Private family insurance plan Life & Accident Cover – Comprehensive accidental and life insurance protection Mental Wellbeing – Access to therapy sessions, courses, meditations, and workshops Retirement Planning – Build your retirement fund faster with Tide’s pension scheme on eligible earnings Volunteering & Development Days – Paid days annually for volunteering or personal growth Learning & Development – Annual budget for books, courses, coaching, and more WOO (Work Outside the Office) – Work from abroad for up to 90 days annually Home Office Setup – Contribution towards setting up your home office Laptop Ownership – Keep your old laptop and get a new one when it’s time for a replacement Snacks & Meals – Daily breakfast spread with all-day coffee, tea, and juices TIDEAN WAYS OF WORKING At Tide, we champion a flexible workplace model that supports both in-person and remote work to cater to the specific needs of our different teams. While remote work is supported, we believe in the power of face-to-face interactions to foster team spirit and collaboration. Our offices are designed as hubs for innovation and team-building, where we encourage regular in-person gatherings to foster a strong sense of community. TIDE IS A PLACE FOR EVERYONE At Tide, we believe that we can only succeed if we let our differences enrich our culture. Our Tideans come from a variety of backgrounds and experience levels. We consider everyone irrespective of their ethnicity, religion, sexual orientation, gender identity, family or parental status, national origin, veteran, neurodiversity or differently-abled status. We celebrate diversity in our workforce as a cornerstone of our success. Our commitment to a broad spectrum of ideas and backgrounds is what enables us to build products that resonate with our members’ diverse needs and lives. We are One Team and foster a transparent and inclusive environment, where everyone’s voice is heard. At Tide, we thrive on diversity, embracing various backgrounds and experiences. We welcome all individuals regardless of ethnicity, religion, sexual orientation, gender identity, or disability. Our inclusive culture is key to our success, helping us build products that meet our members' diverse needs. We are One Team, committed to transparency and ensuring everyone’s voice is heard. Disclaimer It has come to our attention that individuals or agencies are falsely claiming to represent Tide and are reaching out to candidates regarding job opportunities. Please be aware that: Tide does not charge any fees at any stage of the recruitment process. All official Tide job opportunities are listed exclusively on our Careers Page and applications should be submitted through this channel. Communication from Tide will only come from an official @tide .co email address. Tide does not work with agencies or recruiters without prior formal engagement, and we do not authorize third parties to make job offers on our behalf. If you are contacted by anyone misrepresenting Tide or requesting payment, please treat it as fraudulent and report it to us immediately at [email protected] Your safety and trust are important to us, and we are committed to ensuring a fair and transparent recruitment process. Tide leverages AI to enhance our hiring experience. You can read more about how we use AI in our recruitment process in our AI Policy . Your personal data will be processed by Tide for recruitment purposes and in accordance with Tide's Recruitment Privacy Notice .

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