About ARQ

ARQ is one of the fastest-growing fintechs in the world. Our mission is to redefine how people interact with money across borders, building the infrastructure to move value seamlessly. We’re still early in our journey, which means every person who joins shapes the future of our product, culture, and growth. If you’re excited by big challenges, global impact, and the chance to grow fast with a world-class team, ARQ is the place to do it.

The Role

As our Compliance Officer, you’ll own the local compliance program in Brazil, ensuring adherence to both local and international standards. You’ll monitor regulatory changes, manage investigations, and act as the key liaison with regulators, auditors, and banking partners.

This is a hands-on role: you’ll lead KYC/AML investigations, oversee suspicious activity reporting, and collaborate with risk, operations, and product teams to embed compliance into everyday processes.

What You’ll Do

• Investigations: Review KYC alerts, biometric mismatches, and potential fraud using Receita Federal, SERPRO, and KYC tools (Jumio, Persona).

• Regulatory Reporting: Prepare and submit COS filings to COAF, maintain CCS reports, and support other regulatory obligations (e.g., SISBAJUD).

• Transaction Monitoring: Assess suspicious activities across PIX, TED/DOC, and interoperable wallets; escalate financial crime risks.

• Monitor PEP, sanctions, adverse media alerts, and review limit increase requests in line with COAF and Banco Central do Brasil requirements.