About the role
Company Description We’re Checkout.com . You might not know our name, but companies like eBay, Spotify, Klarna, Uber, and Sony do, because we’re behind many of the digital experiences you use every day. We are where the world checks out, enabling over 10 billion transactions daily for more than one billion global shoppers. Whether you want to book a holiday, order food, renew a subscription, or check out online, there’s a good chance our tech powers the payments behind the scenes. Our platform helps the most ambitious businesses deliver effortless digital experiences, at scale. If you want to do career-defining work, you’ve come to the right place. We move fast, think globally, and believe great teams are built by hiring exceptional people with conviction, curiosity, and the desire to make an impact. With 20 offices across six continents and London as our HQ, we’re shaping the future of fintech – and we’re just getting started. As a Senior Risk Data Scientist at Checkout.com, you will play a critical role in the Risk Team, developing rules and models to effectively detect, prevent and manage risk within the overall Checkout.com portfolio. About You Worked with large data sets in a data-driven environment. Used SQL skills to extract and model data from a variety of data sources. Programming language knowledge or experience (e.g. Python, R, Javascript) is essential. Strong understanding of credit risk principles and has worked in either payments or lending environments previously. Experience developing, maintaining and implementing PD, LGD, EAD models for ECL measurement purposes is preferred. What you will be doing: Build and maintain data-driven risk identification processes. Devise advanced analytical methods to identify anomalies and patterns within large data sets. Developing and implementing Rating Scorecards, PD, LGD, EAD models. Maintain and optimise the current Credit Risk reporting system. If you don't meet all the
requirements but think you might still be right for
the role, please apply anyway. We're always keen to speak to people who connect with our mission and values. Additional Information Bring all of you to work We create the conditions for high performers to thrive, through real ownership, fewer blockers, and work that makes a difference from day one. Here, you’ll move fast, take on meaningful challenges, and be recognized for the impact you deliver. It’s a place where ambition gets met with opportunity, and where your growth is in your hands. We work as one team, and we back each other to succeed. So whatever your background or identity, if you’re ready to grow and make a difference, you’ll be right at home here. It’s important we set you up for success and make our process as accessible as possible. So let us know in your application, or tell your recruiter directly, if you need anything to make your experience or working environment more comfortable. Life at Checkout.com We understand that work is just one part of your life. Our hybrid working model offers flexibility, with three days per week in the office to support collaboration and connection. Curious about what it’s like to be part of our team? Visit our Careers Page to learn more about our culture, open roles, and what drives us. For a closer look at daily life at Checkout.com , follow us on LinkedIn and Instagram