About the role
About the Role
Truss is a regulated fintech: real bank accounts, real money movement, cards, payables, receivables. Risk is not a side quest. Every dollar we move is a decision — onboard or don't, pay or hold, release or review — and those decisions have to be fast, sharp, and defensible.
Today a lot of that judgment still lives in the founder's head and in systems that were good enough to get us here. We're hiring the founding head of risk: a person who has built the risk algorithms and rules engines at new fintech companies — the ones that actually catch fraud, abuse, and credit/ops blowups in production — and who wants to do it again as a leader of the function, not a seat inside someone else's.
The bar is specific. We're looking for people who have shipped rules engines, graph/feature pipelines, velocity checks, device and identity signals, manual-review queues, and model-assisted decisioning at places like Venmo, Cash App, or peer fintechs that grew up the hard way. Not "I advised on a fraud roadmap." Not "I sat next to the risk team at a mega-bank." You built it, tuned it, got paged when it broke, and made the loss curve bend.
What You'll Actually Do
- Build the risk function that underpins the product. Rules engines, decisioning flows, scoring, policy creation, case management and the machinery that decides who gets an account, who gets paid, who gets a card limit, and who gets stopped. You design it, you help ship it with engineering, iterate on it, and own the outcomes.
- Own fraud and abuse end-to-end. Account takeover, synthetic identity, payment fraud, check fraud, mule activity, promo/referral abuse, friendly fraud, first-party abuse. Instrument the signals, write the rules, close the loops when attackers adapt.
- Stand up detection → review → action. Queues, SLAs, tooling for ops/CS, clear dispositions, feedback into the engine. Manual review that doesn't become a black hole; automation that doesn't become a false-positive factory.
