Compliance Analyst, Luxembourg

About the role

Chat with Stripe sales Compliance Analyst, Luxembourg Stripe logo Jobs Our opportunity Life at Stripe Benefits University See open roles Open mobile navigation Jobs Our opportunity Life at Stripe Benefits University See open roles Close mobile navigation Roles at Stripe Role details Compliance Analyst, Luxembourg Position Overview: We are seeking a detail-oriented and experienced Compliance Analyst (2nd Line of Defence) to join our team at Bridge Building S.A. (BBSA), the EU entity for Bridge. BBSA is preparing for authorisation as an Electronic Money Institution (EMI) and a Crypto-Asset Service Provider (CASP) in Luxembourg. The successful candidate will support the MLRO and the Compliance function by providing second-line oversight, executing compliance monitoring and investigations, supporting police/law-enforcement requests, and maintaining AML/CTF policies and governance in line with Luxembourg AML/CTF laws and CSSF expectations. Key Responsibilities: AML/CTF Compliance Monitoring (2LoD): Support, maintain, and execute an independent, risk-based AML/CTF compliance monitoring and testing programme across BBSA’s EMI and CASP perimeter. Perform thematic and control effectiveness reviews covering CDD/EDD, transaction monitoring, sanctions/PEP screening, recordkeeping, and governance arrangements. Independently assess the adequacy and effectiveness of first-line controls and document conclusions with clear ratings and recommendations. Issue formal findings, agree remediation actions with the First Line of Defence (1LoD), and independently validate remediation closure through follow-up testing. Escalate material weaknesses or control deficiencies to senior management and governance committees where required. Investigations and Escalations: Provide second-line review and challenge of higher-risk cases escalated by the first line (high-risk customers, complex typologies, sanctions/PEP matches, internal escalation); support MLRO decisioning and documentation. Conduct or support independent investigations triggered by red flags, audit/regulatory findings, or intelligence from partners; ensure a consistent audit trail in case management tools. Law Enforcement / Police Requests: Oversee and coordinate responses to police, law enforcement, and competent authority requests in collaboration with the MLRO and Legal. Provide compliance oversight to ensure responses are timely, complete, proportionate, and aligned with regulatory obligations. Maintain governance-level logs, metrics, and reporting relating to external authority requests. Assess whether information requests or intelligence received may indicate systemic control weaknesses or trigger enhanced monitoring requirements. Policy, Procedures and Program Maintenance: Draft, maintain, and periodically review AML/CTF policies, procedures, and standards for the EMI and CASP perimeter (risk rating, CDD/EDD, transaction monitoring governance, sanctions/PEP, record retention etc.). Contribute to the AML/CTF Business Risk Assessment and annual compliance plan; support governance committees and management reporting. Advisory and Training: Provide AML/CTF advisory support to Operations, Onboarding, Product, and Engineering teams (new products/process changes, control design, risk mitigations). Support the development and delivery of AML/CTF training and communications, including targeted guidance for high-risk scenarios. Regulatory Readiness and Reporting: Support responses to CSSF requests, audits, and inspections; prepare monitoring reports, management information (MI/KRIs), and remediation tracking. Stay up to date on changes to AML/CTF laws, CSSF guidance, and financial crime typologies relevant to payments and crypto-asset services. Key Requirements: Education: Bachelor’s degree in Law, Compliance, Finance, Business Administration, or a related field. Experience: At least 4 years of experience in AML/CTF Compliance (second line of defence/compliance monitoring), preferably within an EMI/PI, CASP/VASP, bank, or regulated fintech environment. Demonstrated experience drafting AML/CTF policies and procedures, executing compliance monitoring/testing, supporting MLRO investigations and STR/SAR processes, and handling police/law-enforcement information requests. Skills: Strong understanding of AML/CTF governance, the three lines of defence model, and second-line compliance monitoring methodologies. Excellent analytical and investigative skills, with the ability to produce clear written assessments and regulatory-ready documentation. Ability to take full ownership of projects from conception to completion within agreed timelines. Proficiency with AML tooling (case management, screening, transaction monitoring); familiarity with blockchain analytics tools is an advantage. Strong communication skills, both written and verbal, in English; French is an asset; knowledge of German and/or Luxembourgish is an advantage. Certifications: Relevant certifications such as CAMS (Certified Anti-Money Laundering Specialist) or ICA (International Compliance Association) qualifications are considered an advantage. In-office expectations Office-assigned Stripes in most of our locations are currently expected to spend at least 50% of the time in a given month in their local office or with users. This expectation may vary depending on role, team and location. For example, Stripes in Stripe Delivery Center roles in Mexico City, Mexico and Bengaluru, India work 100% from the office. Also, some teams have greater in-office attendance requirements, to appropriately support our users and workflows, which the hiring manager will discuss. This approach helps strike a balance between bringing people together for in-person collaboration and learning from each other, while supporting flexibility when possible. Pay and benefits The annual salary range for this role in the primary location is €88,800 - €133,200. This range may change if you are hired in another location. For sales roles, the range provided is the role’s On Target Earnings (“OTE”) range, meaning that the range includes both the sales commissions/sales bonuses target and annual base salary for the role. This salary range may be inclusive of several career levels at Stripe and will be narrowed during the interview process based on a number of factors, including the candidate’s experience, qualifications, and specific location. Applicants interested in this role and who are not located in the primary location may request the annual salary range for their location during the interview process. Specific benefits and details about what compensation is included in the salary range listed above will vary depending on the applicant’s location and can be discussed in more detail during the interview process. Benefits/additional compensation for this role may include: equity, company bonus or sales commissions/bonuses; retirement plans; health benefits; and wellness stipends. Office locations Luxembourg Team Administrative Job type Full time Apply for this role We look forward to hearing from you At Stripe, we're looking for people with passion, grit, and integrity. You're encouraged to apply even if your experience doesn't precisely match the job description. Your skills and passion will stand out—and set you apart—especially if your career has taken some extraordinary twists and turns. At Stripe, we welcome diverse perspectives and people who think rigorously and aren't afraid to challenge assumptions. Join us. 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