Enterprise Risk Analyst

the role matures, your

responsibilities will continue to grow, but will include: Strategic Risk Connect macro trends to business impact: Translate global macroeconomic indicators, and emerging industry risks (e.g. interest rates, inflation, geopolitical events, AI trends) into quantitative and qualitative views of Monzo’s strategic risk profile. Develop strategic risk oversight dashboards, building these from scratch and exploring both internal data and external macroeconomic data sources to provide meaningful insight into Monzo’s risk profile. Deliver executive-level insight: Produce monthly strategic risk oversight reports and analysis for our Group Chief Risk Officer combining internal and external data Own data quality in strategic risk reports you produce, making sure risk data and formulas are accurate, consistent, and meaningful. You’ll manage issue resolution and enhancement requests from our Group Chief Risk Officer. Deep-dive research: Conduct thematic risk deep-dives on complex market developments, geopolitical events, or emerging structural shifts Carry out strategic risk oversight reviews, working with our first line colleagues to deliver real insight into how we’re managing strategic risk Look for opportunities to streamline processes, automate tasks, and improve the usability of our risk management frameworks and strategic risk oversight Frameworks Drive Group Frameworks: Support the core operations of Monzo’s Enterprise Risk Management Framework (ERMF) as we scale across markets. Support cross-functional projects: Play a key analytical role in our cross-functional projects such as Risk Appetite refreshes Support the operation of the Enterprise Risk Management Framework (ERMF), including preparing materials for Group Executive and Board risk committees Create and maintain user-facing documentation, training, and process guidance for our risk frameworks Tackle other ad-hoc tasks to support the Group Risk team on frameworks, systems, and projects 🤩 We’d love to hear from you if… You have a strong understanding of macroeconomic and external drivers, and how they impact financial services businesses. You might hold a degree in economics or finance paired with experience in financial services, consulting or fintech. You naturally track external economic signals (rates, inflation, consumer credit dynamics) and understand how they translate into institutional risk and business opportunities. You're experienced in creating macroeconomic monitoring dashboards. You know what 'good' looks like and you’re confident in bringing that expertise to Monzo. You know your way around dataset manipulation, formulas, (Google Sheets/Excel, G-Suite, and modern productivity tools like Gemini) and you know what a high-calibre macro monitoring dashboard looks like and can build one from scratch You can break down complex quantitative or macro narratives into crisp, digestible written and verbal insights for senior stakeholders across the three lines of defense and always keeping to Monzo's tone of voice. You're a strategic thinker. You can balance immediate tasks with long-term goals to prioritise effectively. You're resilient and comfortable working in a fast paced and ambiguous environment where the day to day job is constantly evolving and changing A team player who can foster positive and collaborative relationships across the three lines of defence A role model for our values and behaviours. The Interview Process: Our interview process involves 4 main stages: Short call with a recruiter 30 minute video-call with the hiring manager Full-Loop (2 x 60 minute interviews conducted via GoogleMeet) Our average process takes around 3-4 weeks but we will always work around your availability. What’s in it for you: 💰 £44,600 to £55,000 + Incentive Awards tied to your performance +

Benefits 📍The Group Risk team is distributed with team members working within the UK (with ad hoc meetings in London) and we’re open to this role being based in our London office ⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team. 📚 Learning budget of £1,000 a year for books, training courses and conferences ➕ And much more, see our full list of

benefits here #LI-JK #LI-Remote Equal opportunities for everyone Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog , 2026 Diversity and Inclusion Report and 2025 Gender Pay Gap Report. We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status. If you have a preferred name, please use it to apply. We don't need full or birth names at application stage 😊

A meeting lands on your calendar

If they’re a yes, I book the chat. You show up — that’s the whole job-hunt.