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About Us Open Jobs Language English (United Kingdom) Candidate Login Select how often (in days) to receive an alert: Create Alert × Select how often (in days) to receive an alert: Apply now » Risk Collection Analytics Strategy Risk Collection Analytics Strategy Location: Gurgaon/ Bangalore/ Mumbai PayU, the fintech-arm of Naspers, is a leading financial services provider in global growth markets. We use our expertise and heritage in cross border and local payments to extend the services we offer to merchants and consumers. Our innovative technology, developed in-house as well as through investments and strategic partnerships, empowers billions of people and millions of merchants to buy and sell online, extending the reach of financial services. PayU specialises in credit products and services for emerging markets across the globe. We are dedicated to removing risks to merchants, allowing consumers to use credit in ways that suit them and enabling a greater number of global citizens to access credit services. PayU focuses on delivering innovative fintech solutions. We connect consumers and businesses, improving access to credit in markets such as India and Africa. With credit being the key business priority, Lazypay and Paysense, the alternate lending platforms, have been developed to offer credit solutions such as small ticket credit (Buy Now, Pay Later), app based personal loans and point of sale credit (Merchant EMI).
The role is responsible for strategy development, monitoring and maintenance across repayment and collections.
Responsibilities include understanding and tracking of performance of treatment programs, and making recommendations that improve outcomes, designing digital campaigns and experimenting parallel test to optimise the treatment strategy. Coordinating the production of strategy performance reports and updates for senior management.
The role holder will partner closely with Collections Operations, Finance, Risk and Data Science team, to update the progress made, what actions are in pipeline and formulate deliverables per PayU objectives. Specific
Responsibilities Include, But Are Not Limited To Development of measurable strategies for risk mitigation which optimise the risk and reward performance through understanding of customer behaviours and impacts to overall repayment while keeping in mind the cost associated with it Assist with the delivery of strategy guardrail performance Analyse the relative success of the strategy suite and deliver strategy insight, recommending corrective actions as necessary Proactively raise self-assessment issues and execute self-assessment of strategy programs to ensure they are delivering expected actions Proactively seek opportunities and assume responsibility for prioritisation of own workload Test, learn and rapid cycle re-forecasting of strategy financial performance Partner with Collections & Recoveries operations team to deliver effective analytical environment that supports comprehensive strategy performance tracking Partner with key stakeholders from across the business as required to develop and execute co-ordinated, robust, compliant and coherent treatment strategies Preferred
Qualifications: MBA or Master’s degree in Finance or Accounting 5+ years’ experience in credit risk management roles (preferably consumer loans) in an Indian bank, NBFC, or e-commerce start-up. Past work in Collection strategy and analytics is a PLUS 1+ years’ experience in people management role Required skills: Strong analytical mind-set and numeric abilities • Excellent verbal and written communication skills Strong knowledge of credit risk analysis/underwriting principles, methods, and practices Proficient with MS Office. Experienced in data analysis tools like SQL, Tableau is preferred Ability to approach problems in a quantitative and qualitative manner, attention to details Strong collaboration skills, and the ability to build rapport with members of other departments Apply now » Find similar jobs: . Copyright 2025 PayU. All rights reserved / Privacy / Terms of use × Cookie Consent Manager When you visit any website, it may store or retrieve information on your browser, mostly in the form of cookies. Because we respect your right to privacy, you can choose not to allow some types of cookies. However, blocking some types of cookies may impact your experience of the site and the services we are able to offer. Required Cookies These cookies are required to use this website and can't be turned off. Show More Details Required Cookies Provider Description Enabled SAP as service provider We use the following session cookies, which are all required to enable the website to function: "route" is used for session stickiness "careerSiteCompanyId" is used to send the request to the correct data centre "JSESSIONID" is placed on the visitor's device during the session so the server can identify the visitor "Load balancer cookie" (actual cookie name may vary) prevents a visitor from bouncing from one instance to another Confirm My Choices Reject All Cookies Accept All Cookies
No applications, no recruiter spam. Just the intro.
A few questions to make sure this role is the right shape for you. Two minutes.
I write the intro, send it to the founder, and handle the back-and-forth.
If they’re a yes, I book the chat. You show up — that’s the whole job-hunt.