Machine Learning Engineer, Payments ML Accelerator

About the role

Chat with Stripe sales Machine Learning Engineer, Payments ML Accelerator Stripe logo Jobs Our opportunity Life at Stripe Benefits University See open roles Open mobile navigation Jobs Our opportunity Life at Stripe Benefits University See open roles Close mobile navigation Roles at Stripe Role details Machine Learning Engineer, Payments ML Accelerator About Stripe Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world’s largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone’s reach while doing the most important work of your career. About the team The Payments ML Accelerator team is developing foundational ML capabilities that drive innovation across Stripe's payment products. We build deep learning models that tackle Stripe's most complex payment challenges - from fraud detection to authorization optimization - and deliver measurable business impact. Our work combines advanced ML techniques with large-scale data infrastructure to enable rapid experimentation and seamless deployment of AI-powered solutions. As a central ML innovation hub, we work closely with product teams to identify high-impact opportunities and implement scalable solutions that can be leveraged across the organization. What you'll do: As a machine learning engineer on our team, you’ll develop advanced ML solutions that directly impact Stripe’s payment products and core business metrics. Your role will span the entire ML lifecycle, from research and experimentation to production deployment. You’ll work on high-leverage problems that require innovation in modeling, optimization, and system design. Where possible, you’ll look beyond point solutions - designing approaches and architectures that are reusable, extensible, and serve as foundation models for future capabilities. The role demands strong technical judgment, deep knowledge of modern ML methods, and the ability to translate ideas into systems that deliver measurable impact. You’ll partner with product and engineering teams to identify opportunities where ML can move the needle today while setting Stripe up for long-term success. Responsibilities: Design and deploy deep learning architectures and foundation models to address problems across key payment entities such as merchants, issuers, or customers Identify high-impact opportunities, and drive the long-term ML roadmap through well-scoped high-leverage initiatives Architect generalizable ML workflows to enable rapid scaling and optimized online performance Deploy ML models online and ensure operational stability Experiment with advanced ML solutions in the industry and ideate on product applications Explore cutting-edge ML techniques and evaluate their potential to solve business problems Work closely with ML infrastructure teams to shape new platform capabilities Who you are: We are looking for ML Engineers who are passionate about using ML to improve products and delight customers. You have experience developing streaming feature pipelines, building ML models, and deploying them to production, even if it involves making substantial changes to backend code. You are comfortable with ambiguity, love to take initiative, and have a bias towards action. Minimum requirements Minimum 7 years of industry experience doing end-to-end ML development on a machine learning team and bringing ML models to production Proficient in Python, Scala, and Spark Proficient in deep learning and LLM/foundation models Preferred qualifications MS/PhD degree in quantitative field or ML/AI (e.g. computer science, math, physics, statistics) Knowledge about how to manipulate data to perform analysis, including querying data, defining metrics, or slicing and dicing data to evaluate a hypothesis Experience evaluating niche and upcoming ML solutions Hybrid work at Stripe This role is available either in an office or a remote location (35+ miles or 56+ km from a Stripe office). In-office expectations Office-assigned Stripes spend at least 50% of the time in a given month in their local office or with users. This hits a balance between bringing people together for in-person collaboration and learning from each other, while supporting flexibility about how to do this in a way that makes sense for individuals and their teams. Working remotely at Stripe A remote location is defined as being 35 miles (56 kilometers) or more from one of our offices. While you would be welcome to come into the office for team/business meetings, on-sites, meet-ups, and events, our expectation is you would regularly work from home rather than a Stripe office. Stripe does not cover the cost of relocating to a remote location. We encourage you to apply for roles that match the location where you currently live or plan to live. Pay and benefits The annual US base salary range for this role is $212,000 - $318,000. For sales roles, the range provided is the role’s On Target Earnings ("OTE") range, meaning that the range includes both the sales commissions/sales bonuses target and annual base salary for the role. This salary range may be inclusive of several career levels at Stripe and will be narrowed during the interview process based on a number of factors, including the candidate’s experience, qualifications, and location. Applicants interested in this role and who are not located in the US may request the annual salary range for their location during the interview process. Additional benefits for this role may include: equity, company bonus or sales commissions/bonuses; 401(k) plan; medical, dental, and vision benefits; and wellness stipends. Office locations New York, South San Francisco HQ, or Seattle Remote locations Remote in United States Team Data & Data Science Job type Full time Apply for this role Please find our California applicant personal information notice here . The application window will remain open for 100 days after the Job Post is published. However, this opportunity will remain open based on the needs of the business, which may cause the application window to close before or after the 100-day mark. We look forward to hearing from you At Stripe, we're looking for people with passion, grit, and integrity. You're encouraged to apply even if your experience doesn't precisely match the job description. Your skills and passion will stand out—and set you apart—especially if your career has taken some extraordinary twists and turns. At Stripe, we welcome diverse perspectives and people who think rigorously and aren't afraid to challenge assumptions. Join us. 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