Money Laundering Reporting Officer (f/m/d)

Job Application for Money Laundering Reporting Officer (f/m/d) at Raisin Back to jobs Money Laundering Reporting Officer (f/m/d) Berlin, Berlin, Germany; Frankfurt a. M.; Hamburg; Munich Apply Raisin is the world's leading platform for savings and investment products. Founded in 2012, the FinTech connects consumers with banks in the EU, the UK and the US. This gives consumers better interest rates and banks a diversified form of refinancing . Our vision is to offer savings and investments without barriers and thus open up the global 160 trillion euro market. Raisin currently employs more than 800 people from over 75 countries worldwide. Today, the platform holds over 80 billion euros in assets from more than one million investors which have accrued over 5 billion euros in returns. Team Join the Anti-Financial Crime (AFC) department, where our vital mission is to safeguard Raisin SE and our customers by preventing, detecting, and combating financial crime, including money laundering, terrorism financing, and fraud. As part of this team, you will be instrumental in building a secure future. Your core focus will be developing and overseeing internal guidelines and control mechanisms. You will also oversee training programs to strengthen financial crime awareness and ensure group-wide AFC compliance. Your Responsibilities Acting as the Money Laundering Reporting Officer (MLRO) for Raisin SE in accordance with Section 7 of the German Money Laundering Act (GwG). Maintaining strategic ownership and continuous development of the entire AFC and AML prevention framework for Raisin SE. Leading the annual creation and formal approval of the Money Laundering Risk Analysis. Steering the conceptual advancement of AML prevention and the supporting IT system landscape. Ensuring and approving the relevance of all internal processes, controls, and policies. Performing and supervising high level monitoring activities and internal controls. Monitoring compliance with regulatory requirements, particularly regarding AML related outsourcing and Serving as the central point of contact for supervisory authorities (BaFin, FIU) and law enforcement agencies. Coordinating and supporting the response to internal and external audits with an AFC focus. Your Profile Minimum 4 years of relevant professional experience as an MLRO/GwB or Deputy MLRO/ St. GwB within a bank. Expert knowledge of statutory requirements, particularly the German Money Laundering Act (GwG), BaFin AuA, AML Regulation, EBA Guidelines, and the German Banking Act (KWG). Deep expertise in the areas of KYC, customer identification, and complex risk rating methodologies. Proven experience in defending risk analyses before boards of management and supervisory authorities. Hands-on mentality and independent, proactive action paired with high entrepreneurial drive. Strong analytical and conceptual skills combined with high decision making authority regarding technological innovations. Highest degree of integrity, a sense of responsibility, and the personal reliability required for a key function. Excellent communication and negotiation skills in both German and English. Join our mission, join our team – and grow with us! At Raisin, we care about each other and it is one of our top priorities to foster an open and caring environment in which everyone feels welcome and comfortable. Our culture is strongly driven by our ambitious team, which connects more than 75 different nationalities. As part of our team, you will benefit from: Employee Development Budget of €2,000 and four full training days per year. Flexible working hours, home office and 30 vacation days. A company pension scheme (Betriebliche Altersvorsorge), which we support with 20%. Enjoy more than 50+ different sports with Urban Sports Club: We subsidize your membership with more than €20 per month. Do you miss being in the office? The Deutschland Ticket gets you there, which we subsidize with €25 per month. Love cycling? With JobRad, lease the bike of your choice and enjoy tax savings, plus Raisin covers your monthly insurance costs. Hungry all the time? Snacks, daily fresh fruit as well as drinks provided at the office. You are moving from another country or city to join us? We may support your relocation. Raisin Applicant Privacy Policy We value diversity and the unique experiences each individual brings. If you’re excited about this role but don’t meet every requirement, we still encourage you to apply. We are an equal opportunity employer and are committed to creating an inclusive environment for everyone, regardless of race, colour, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, or gender identity. Create a Job Alert Interested in building your career at Raisin? Get future opportunities sent straight to your email. Create alert Apply for this job * indicates a required field Autofill with MyGreenhouse First Name * Last Name * Preferred First Name Email * Phone Country Phone Resume/CV * Attach Attach Enter manually Enter manually Accepted file types: pdf, doc, docx, txt, rtf Cover Letter Attach Attach Enter manually Enter manually Accepted file types: pdf, doc, docx, txt, rtf LinkedIn Profile Which best describes when you could start at Raisin? * Select... What is your current location? * Which best describes your work authorisation status for the location of the posting? * Select... 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