Money Laundering Reporting Officer (MLRO)

About the role

Money Laundering Reporting Officer (MLRO) | Revolut United States Personal Business Kids & Teens Company Log in Sign up Money Laundering Reporting Officer (MLRO) Remote : Luxembourg Apply for this role About Revolut People deserve more from their money. More visibility, more control, and more freedom. Since 2015, Revolut has been on a mission to deliver just that. Our powerhouse of products — including spending, saving, investing, exchanging, travelling, and more — help our 70+ million customers get more from their money every day. As we continue our lightning-fast growth,‌ 2 things are essential to our success: our people and our culture. In recognition of our outstanding employee experience, we've been certified as a Great Place to Work™. So far, we have 13,000+ people working around the world, from our offices and remotely, to help us achieve our mission. And we're looking for more brilliant people. People who love building great products, redefining success, and turning the complexity of a chaotic world into the simplicity of a beautiful solution. About the role Our Compliance team blends regulatory expertise with data-driven thinking to make sure our products meet legal and policy requirements and deliver real value to customers. In a fast-moving, digital environment, they stay one step ahead by finding smart, scalable ways to manage conduct risk. We’re looking for a Money Laundering Reporting Officer to ensure that our financial crime and anti-money laundering control frameworks are fully operating effectively against money laundering. You‘ll design and shape the future of oversight and compliance by identifying money laundering risk and maintaining our systems and controls, considering a range of factors. Up to shape what's next in finance? Let's get in touch. What you'll be doing Defining, developing, managing, refining, and documenting the FinCrime and AML programme Working closely with leadership to identify, assess, and mitigate regulatory compliance risks Determining identification and verification standards for customer take-on and AML compliance Managing the suspicious activity reporting process, internally and externally Communicating with staff to ensure they understand their responsibilities and are trained in Revolut policies and procedures to identify financial crime Escalating suspicious activity by making internal reports, and making external reports to regulators and law enforcement in a timely manner Receiving and promptly responding to inquiries from law enforcement agencies Serving as a liaison to local authorities, managing filings to the local Financial Investigation Unit Supporting the business where necessary regarding the launch of new features to ensure regulatory requirements are met Collaborating with internal compliance teams to identify steps to mitigate regulatory risks and provide recommendations What you'll need A bachelor’s degree in law, finance, or compliance 5+ years of experience in AML compliance in a regulated financial institution (EMI, PI or Bank), including as an MLRO or Deputy MLRO Knowledge of EU AML/regulatory frameworks (AMLD, EMD2, PSD2), key financial crime regimes, emerging typologies, and financial crime compliance best practices The ability to own and oversee AML/FinCrime policies, procedures, and controls across a complex, multi-entity financial operation Experience managing regulatory relationships and examinations An understanding of payment systems, acquiring, and fintech business models Problem-solving and decision-making skills to analyse complex information and identify the key issue/action to drive resolutions Great communication skills and to be comfortable presenting to senior stakeholders and the Board Fluency in English Nice to have A master's degree Experience partnering with a global FinCrime function in a multi-entity model Fluency in French and German Building a global financial super app isn’t enough. Our Revoluters are a priority, and that’s why in 2021 we launched our inaugural D&I Framework, designed to help us thrive and grow everyday. We're not just doing this because it's the right thing to do. We’re doing it because we know that seeking out diverse talent and creating an inclusive workplace is the way to create exceptional, innovative products and services for our customers. That’s why we encourage applications from people with diverse backgrounds and experiences to join this multicultural, hard-working team. Important notice for candidates: Job scams are on the rise. Please keep these guidelines in mind when applying for any open roles. • Only apply through official Revolut channels. We don’t use any third-party services or platforms for our recruitment. • Always double-check the emails you receive. Make sure all communications are being done through official Revolut emails, with an @revolut.com domain. We won't ask for payment or personal financial information during the hiring process. If anyone does ask you for this, it’s a scam. Report it immediately. By submitting this application, I confirm that all the information given by me in this application for employment and any additional documents attached hereto are true to the best of my knowledge and that I have not wilfully suppressed any material fact. I confirm I have disclosed if applicable any previous employment with Revolut. I accept that if any of the information given by me in this application is in any way false or incorrect, my application may be rejected, any offer of employment may be withdrawn or my employment with Revolut may be terminated summarily or I may be dismissed. By submitting this application, I agree that my personal data will be processed in accordance with Revolut's Candidate Privacy Notice Apply for this role Get what you need to succeed Financial benefits that show we value your work Flexibility to work from home, the office, or abroad A Revolut Metal subscription loaded with perks Exciting events year-round so you can get to know your team Explore benefits Discover our values We believe in two things to make it happen: our people and our culture. When talented people work in a great culture, success is the only option. See our Culture page Choose your plan Standard $0.00/month Whether you're looking to save money, spend abroad, or stick to your budget with our built-in tools, get more from your money with our Standard account. Premium $9.99/month Upgrade to elevate every day. Get the confidence to spend, invest, and save smarter across the globe. Metal $16.99/month Try our top plan, for the full package. Stand out with an exclusive contactless stainless steel Metal card. California Collection Notice Do not sell or share my personal information | Limit the use of my sensitive personal information © Revolut Technologies Inc. 2026 Revolut Technologies Inc. 107 Greenwich Street, 20th Floor, New York, NY 10006 The Revolut Prepaid Visa® and Revolut Prepaid Mastercard® cards are issued by Lead Bank, Member FDIC, pursuant to respective licenses from Visa U.S.A. Inc. and Mastercard International and may be used everywhere Visa or Mastercard respectively are accepted. Banking services offered through the Revolut Prepaid Card are provided by Lead Bank, and are subject to the terms of a Cardholder Agreement . Revolut Technologies Inc. (Revolut) is a technology services provider and program manager of the card program. Funds in your Revolut Prepaid Card Account will be transferred to and held by Lead Bank, an FDIC insured institution. Funds loaded onto your Lead Bank issued card will be insured up to the applicable limits whether your funds are held directly by Lead Bank or through one of its networked FDIC insured institutions. Savings Vaults created on or prior to July 29, 2025 are provided by Sutton Bank, Member FDIC, and funds there are insured up to $250,000 in the event Sutton Bank fails. Savings Vaults created after July 29, 2025 are provided by Cross River Bank, Member FDIC, insured up to $250,000. Securities products and services provided by Revolut Securities Inc., member FINRA / SIPC . Securities products are not insured by the FDIC or any federal government agency, are not bank deposits, are not obligations of or guaranteed by any bank and are subject to investment risks, including possible loss of the principal amount invested. Automated investing is provided by Revolut Wealth Inc., an SEC registered investment advisor. Information about operations, services, and fees is set forth in Revolut Wealth’s current Form ADV Part 2 (Brochure), a copy of which is available upon request and at IAPD -- Investment Adviser Public Disclosure -- Homepage . The Revolut Visa Credit Card is issued by Cross River Bank, Member FDIC. Revolut Personal Loans are made by Cross River Bank, Member FDIC. The Revolut Visa Credit Cards and Revolut Personal Loans are not deposit products. The Revolut Secured Mastercard Credit Card is issued by Lead Bank, Member FDIC. Travel insurance on Revolut’s Metal plan is provided by Chubb Group. For any questions, contact Revolut using the Revolut mobile application or by calling the number on the back of your card: (844) 744-3512, or write to Revolut at 107 Greenwich Street, 20th Floor, New York, NY 10006 . 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