About the role
About Kita
In emerging markets, credit infrastructure is broken. Lenders rely on messy documents, fragmented borrower communication, and manual review
Kita is the AI platform for global lending operations. We automate loan origination, application completion, document verification, and credit review for lenders in markets where underwriting is still trapped in messy documents and manual follow-up — from the Philippines and Mexico to the US. Kita’s AI credit officer works directly with borrowers over WhatsApp, Viber, SMS, and email to collect missing information, resolve inconsistencies, and keep applications moving, while our AI underwriter extracts fraud-checked data and localized risk signals from chaotic financial documents to support faster, higher-quality credit decisions. The result is a more complete application pipeline, dramatically lower manual review burden, and a lending operation that moves faster without compromising risk control.
We’re a Stanford AI team backed by Y Combinator, top funds, and leading angels across Silicon Valley and Southeast Asia. During the YC batch, we grew ~40% week-over-week with customers across three continents. Our CTO was ranked #1 in Stanford CS in 2025.
The opportunity
Kita is looking for an exceptional Applied ML Intern to work directly with the founding team on some of the hardest problems in lending, fraud detection, and document intelligence.
We want someone highly technical, extremely fast, and excited to take on complex financial, credit, ML problems — from model prototyping and evaluation to data pipelines, backtesting, vision systems, and production-facing experiments.
You’ll work across machine learning, data science, computer vision, and product engineering to help build the intelligence layer behind Kita’s products. That includes figuring out which signals in messy financial documents actually predict repayment and fraud, designing evaluation systems for high-stakes underwriting workflows, and helping turn raw models into systems that customers can trust.
