Financial Crime and Investigations Lead - EU

requirements Monitoring control effectiveness through MI review, exception tracking, and assurance outputs Representing TPSA (1LOD) in regulatory interactions and responding to queries from regulators, auditors, or Compliance (2LOD) Supporting the MLRO and Authorised Management with timely updates on control performance, incidents, and remediation Ensuring compliance with EU and national regulatory

requirements (BaFin, ACPR, CSSF, Bank of Spain, Bank of Italy) Acting as the primary liaison between first line operations and the Compliance function Escalating material control weaknesses or emerging financial crime risks in line with governance protocols Providing periodic reporting to senior leadership on control status, performance, and emerging risks Overseeing remediation of audit, compliance monitoring, and RCAMS actions WHAT WE ARE LOOKING FOR: Proven experience in financial crime, fraud, or AML control management within a regulated financial services organisation Strong understanding of first vs second line of defence

responsibilities and governance boundaries Deep technical knowledge of transaction monitoring, sanctions screening, and suspicious activity reporting frameworks Familiarity with EU and national regulatory

requirements for AML/CFT and fraud prevention Strong analytical and reporting skills, with the ability to interpret MI and assurance outcomes Excellent written communication skills and experience preparing materials for regulators or senior management Previous experience as a control owner or governance lead in a multi-jurisdictional environment is desirable Working knowledge of goAML and regional FIU reporting systems is advantageous WHAT YOU’LL GET IN RETURN: 25 days paid annual leave 3 paid days off for volunteering or L&D activities Extended maternity and paternity leave covered by the company Personal L&D budget Additional health & dental insurance Mental wellbeing platform Fully covered Multisports card Food vouchers Snacks, light food, drinks in the office WFH equipment allowance Flexible working from home Sabbatical Leave Share options TIDEAN WAYS OF WORKING At Tide, we champion a flexible workplace model that supports both in-person and remote work to cater to the specific needs of our different teams. While remote work is supported, we believe in the power of face-to-face interactions to foster team spirit and collaboration. Our offices are designed as hubs for innovation and team-building, where we encourage regular in-person gatherings to foster a strong sense of community. TIDE IS A PLACE FOR EVERYONE At Tide, we believe that we can only succeed if we let our differences enrich our culture. Our Tideans come from a variety of backgrounds and experience levels. We consider everyone irrespective of their ethnicity, religion, sexual orientation, gender identity, family or parental status, national origin, veteran, neurodiversity or differently-abled status. We celebrate diversity in our workforce as a cornerstone of our success. Our commitment to a broad spectrum of ideas and backgrounds is what enables us to build products that resonate with our members’ diverse needs and lives. We are One Team and foster a transparent and inclusive environment, where everyone’s voice is heard. At Tide, we thrive on diversity, embracing various backgrounds and experiences. We welcome all individuals regardless of ethnicity, religion, sexual orientation, gender identity, or disability. Our inclusive culture is key to our success, helping us build products that meet our members' diverse needs. We are One Team, committed to transparency and ensuring everyone’s voice is heard. Disclaimer It has come to our attention that individuals or agencies are falsely claiming to represent Tide and are reaching out to candidates regarding job opportunities. Please be aware that: Tide does not charge any fees at any stage of the recruitment process. All official Tide job opportunities are listed exclusively on our Careers Page and applications should be submitted through this channel. Communication from Tide will only come from an official @tide .co email address. Tide does not work with agencies or recruiters without prior formal engagement, and we do not authorize third parties to make job offers on our behalf. If you are contacted by anyone misrepresenting Tide or requesting payment, please treat it as fraudulent and report it to us immediately at [email protected] Your safety and trust are important to us, and we are committed to ensuring a fair and transparent recruitment process. Tide leverages AI to enhance our hiring experience. You can read more about how we use AI in our recruitment process in our AI Policy . Your personal data will be processed by Tide for recruitment purposes and in accordance with Tide's Recruitment Privacy Notice .

A meeting lands on your calendar

If they’re a yes, I book the chat. You show up — that’s the whole job-hunt.