About the role
About PayJoy PayJoy, a Public Benefit Corporation, is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy’s point-of-sale financing and card offerings, customers gain access to a modern quality of life. PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth. This role As a Senior iOS Engineer , you are a highly senior and independent individual contributor who executes iOS technical design and implementation. You write software to create a high bar on code quality and the features that expand financial opportunity for underserved communities around the world. You are the expert resource on iOS and model the decision-making and interpersonal behaviors that enable PayJoy to deliver reliable, scalable, mission-critical financial technology. \n
Responsibilities Design, build, and operate our iOS app across multiple markets. Implement effective, resilient, and scalable features using Swift, SwiftUI, modern iOS frameworks, unit/integration tests, and clean architecture practices. Ensure long-term system health, maintainability, and performance. Provide technical input on system-level decisions, identifying and resolving cross-team technical obstacles. Own Delivery End-to-End Own the technical design, implementation, testing, rollout, and long-term maintenance of major iOS features. Be a strong participant in the end-to-end release process for PayJoy’s iOS applications, ensuring timely, reliable, and high-quality delivery across TestFlight, App Store Connect, and production environments. Monitor build health, crash reports, and performance metrics during TestFlight and post-release, driving rapid iterations or rollbacks as needed. Proactively manage ambiguous or novel problem spaces, ensuring clarity and alignment for collaborating teams. Communicate clearly at both tactical and strategic levels, helping colleagues understand tradeoffs, timelines, and dependencies.
