About the role
Compliance Analyst - Lorum Return to jobs list Compliance Analyst Job type: Full Time · Department: Client Services · Work type: On-Site · USD 100,000-130,000 / year New York, New York, United States Job details Application form * This is a hybrid role 4days/week in our New York City (FiDi) office About Lorum The structural conflict at the centre of correspondent banking is not technological. It is economic. Banks earn revenue from their balance sheets: they lend deposits, capture FX spreads, and hold funds as long as it is rational to do so. Clearing, the act of releasing funds quickly and predictably, competes directly with those economics. An institution designed to lend has a structural incentive to hold deposits; an institution designed to clear has an incentive to release them. When one institution does both, clearing loses. The result is unpredictable settlement, trapped capital, and a correspondent network shrinking by design. Why Lorum Lorum was founded on a different premise: clearing as the business, not a byproduct. The model has been operational since 2023 and grew 55x in 2025, with USD clearing now the majority of volumes alongside a growing treasury offering. We have applied for a U.S. national trust bank charter. The people we hire now will build the clearing and treasury infrastructure it unlocks.
About
the role The Compliance Analyst will support the compliance team by conducting transaction monitoring, KYB reviews, and responding to regulatory and banking queries. It offers the opportunity to gain broad experience in a scaling environment. Key
Responsibilities Transaction Monitoring & Financial Crime Investigations: Conduct detailed reviews of transaction monitoring alerts to identify unusual or potentially suspicious activity. Perform end-to-end investigations, analyzing transactional behaviour, customer profiles, and risk indicators. Make risk-based decisions on whether to clear, escalate, or hold transactions in accordance with internal policies and regulatory obligations. Prepare clear investigation summaries and maintain comprehensive audit trails in monitoring systems. Escalate complex cases to senior compliance leadership and support preparation of Suspicious Activity/Transaction Reports (SARs/STRs) where required. Coordinate the collection, validation, and submission of KYC/KYB documentation and transaction evidence. Ensure timely and accurate responses within agreed SLAs while maintaining high documentation standards. Support regulatory reviews, audits, and information requests as needed. Corporate Onboarding (KYB) & Due Diligence: Conduct risk-based reviews of corporate onboarding documentation in line with AML/CTF policies and regulatory expectations. Perform Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) where applicable. Analyze corporate structures, beneficial ownership, and risk factors to assess onboarding suitability. Prepare risk summaries and recommendations for senior compliance review and approval. Liaise with clients or internal stakeholders to obtain additional documentation or clarification where required. Compliance Operations & Process Improvement: Ensure consistent adherence to internal compliance policies, procedures, and regulatory
