The mortgage industry operates like it was built in the 1990s and is severely underprepared for the AI-era. We’re rebuilding the entire mortgage stack from the ground up for the future.
Ralo was founded in 2025 by Arjun Lalwani (CEO) and Helly Shah (CTO), after we went through the mortgage process themselves and found it broken. We got licensed as loan officers and automated the work from the inside.
Early signals are strong: $50K+ in average lifetime savings per customer, closings 3x faster than industry average (15 days instead of the typical 30–45), and an NPS above 90.
We’ve built the product and proven that customers love it. Now we’re looking for the person who can help us turn it into a breakout consumer company.
We've raised a $2.9M seed from Y Combinator, Manresa Ventures, Pack Ventures, and Pioneer Fund, with angels including Ryan Frazier (CEO of Arrived), Aaron King (CEO of Snapdocs), and Charles Ferguson (director of Inside Job).
You'll be our founding growth lead, and you'll own the channels where we pay to reach borrowers (end to end). This is not a seat where you tune bids and hand everything else to a team. There is no team yet. You'll build the engine: the marketing channels, the creative tests, the landing pages, the tracking, and the honest read on what every dollar returns. Design and engineering are here to support you when needed, and you'll be trusted with a real budget to make the right calls yourself.
If you came up at an early-stage startup and like owning a number without a support cast around you, you'll feel at home. If you're used to a creative team, an engineering team, and an analytics team handling everything, this will be a hard role.
This is an in-person role at our New York City office (Flatiron).
AI-Native Mortgage Broker
Salary
$130,000 - $180,000
Location
New York, NY
Experience
3+ years
Last stage
Seed
Investors
No applications, no recruiter spam. Just the intro.
A few questions to make sure this role is the right shape for you. Two minutes.
I write the intro, send it to the founder, and handle the back-and-forth.
If they’re a yes, I book the chat. You show up — that’s the whole job-hunt.