About the role
What you'll do
Own HitPay's regulator-facing function across our five directly-held licenses (SG MPI under MAS PSA, PH OPS under BSP MAL, MY Merchant Acquirer under BNM, AU AUSTRAC, US FinCEN MSB). You'll be the primary voice with MAS — managing PSA obligations, AML/CFT submissions, business plan variations, and emerging guideline responses — while extending oversight to our four other licensed markets. This isn't a paper-pushing role: HitPay ships products fast, and regulatory needs to ship at the same cadence.
Must have
- Deep, hands-on understanding of the MAS Payment Services Act — MPI/SPI designations, AML/CFT obligations, PS-N02 notices, and Section 6 business variation submissions.
- 7–10 years in regulatory affairs, compliance, or legal-reg at a Singapore payment institution, EMI, MAS-regulated bank, or PSA licensee.
- Proven track record of leading at least one MAS license submission, audit, or material business variation end-to-end.
- Bias for shipping over planning. We measure in submissions filed, queries closed, and licenses maintained — not memos written
Nice to have
- Familiarity with at least one other HitPay-relevant regime: BSP (PH MAL/OPS), BNM (MY Merchant Acquirer / Money Services Business), AUSTRAC, FinCEN MSB.
- Prior experience inside a fintech that scaled through a license upgrade (SPI→MPI, EMI→PI, etc.).
- Comfort with AI tooling — we use Claude/MCPs heavily across compliance ops.
- Ex-MAS, ex-MAS-regulated-bank-compliance, or ex-Big-4 reg consulting with a clear in-house counterweight.
What will not work
